Professional Liability for Consultants & ContractorsEnvironmental consultants, remediation, abatement and restoration contractors (asbestos, lead, mold) and even architects and engineers - all face professional liability for acts of errors or omissions at a job site that can lead to pollution conditions. Additionally they face liability stemming from “pollution conditions” at a covered location and from their completed operations.CoveragesStandard coverage typically includes two coverages: 1. Professional liability coverage – for an error or omission that could lead to a pollution condition Environmental Professional performs a Phase I report and deems the site ‘contamination free.’ The end-user relies on the report as part of its greater transaction (finance, purchase/sale) and later contamination is found due to an error or omission. Who do you think is going to be sued for the resultant pollution condition? 2. Contractor’s Pollution Liability – for completed operations for covered locations If an environmental consultant, contractor, subcontractor; architect or engineer performs work at a site – which later is found to have created a pollution condition coverage is needed. |
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